The Chase Sapphire Preferred Card has been named “Best Travel Rewards Card” by Forbes for two years. This award shows its great value for travelers and food lovers. Let’s explore the card’s top benefits and see why it’s so popular.

The Chase Sapphire Preferred Card offers a big sign-up bonus and excellent travel and dining rewards. It’s perfect for people who want to get the most out of their spending. The card has special perks for those who love vacations or eating out often.

We’ll look at the main features of the Chase Sapphire Preferred Card in this overview. You’ll learn if it fits your money and lifestyle needs. We’ll explain how to use points and the card’s travel protection benefits.

By the end, you’ll know if the Chase Sapphire Preferred Card is right for you. It might be the ideal complement to your wallet.

Chase Sapphire Preferred Card Benefits

The Chase Sapphire Preferred Card packs a punch for travel lovers and reward hunters. It boasts a hefty sign-up bonus and rich rewards for travel and dining.

Sign-Up Bonus and Welcome Offers

New cardholders can snag a big bonus of 50,000 to 60,000 Chase Ultimate Rewards points. This comes after meeting a spending goal in the first few months.

The bonus turns into $500 to $750 for travel through Chase Ultimate Rewards. It’s an excellent method to give your rewards balance a quick boost..

Travel and Dining Rewards Structure

The card gives 2 points per dollar on travel and dining purchases. This makes it a top pick for frequent travelers and food enthusiasts.

The boosted earning rate helps users pile up rewards faster. These points can then be used for various valuable perks.

Points Redemption Options

Chase Ultimate Rewards offers many ways to use your points. You can redeem for travel, statement credits, gift cards, or cash back.

Points are worth 25% more when used for travel through the Chase portal. This flexibility ensures you get the most from your rewards.

Reward Category	Earning Rate
Travel and Dining	2 points per dollar
All Other Purchases	1 point per dollar

“The Chase Sapphire Preferred Card is an excellent option for those who love travel and dining, featuring a rewarding points system and versatile redemption opportunities, making it a worthwhile choice for many credit card portfolio.”

Understanding the Annual Fee and Value Proposition

The Chase Sapphire Preferred Card charges a $95 annual fee. However, its benefits can outweigh this cost. Cardholders can unlock significant value through various perks and rewards.

A generous welcome bonus offers a great start. It’s often worth $750 or more in travel redemptions. The card’s bonus categories let users earn points on everyday spending.

Redeeming points offers great value. Cardholders get a 25% boost when using points for travel through Chase Ultimate Rewards. This makes each point worth 1.25 cents.

The card provides valuable travel protections and insurance coverage. These benefits can save money and offer peace of mind. Exclusive perks like DoorDash and Priority Pass access add more value.

Your spending habits and travel needs determine if this card suits you. For frequent travelers, it can deliver exceptional value. The benefits often exceed the annual fee.

“The Chase Sapphire Preferred Card is a must-have for travelers who want to maximize their rewards and enjoy premium benefits.”

Travel Protection and Insurance Coverage

The Chase Sapphire Preferred Card offers excellent travel protection and insurance benefits. These features provide peace of mind and potential savings for frequent travelers. The card’s annual fee becomes worthwhile with these comprehensive benefits.

Trip Cancellation and Interruption Insurance

The Chase Sapphire Preferred Card offers trip cancellation and interruption insurance. This covers eligible reasons like illness, severe weather, or other covered circumstances. You can get reimbursed up to $10,000 per person and $20,000 per trip for non-refundable travel expenses.

Primary Rental Car Insurance Benefits

Use your Chase Sapphire Preferred Card to pay for a rental car. You can then decline the rental company’s rental car coverage. The card’s primary rental car insurance covers damage or theft to the rental vehicle.

This benefit can save you money on separate collision damage waiver (CDW) or loss damage waiver (LDW) policies.

Travel Emergency Assistance

The Chase Sapphire Preferred Card offers travel emergency assistance services. This includes access to a 24/7 hotline for unexpected situations while traveling. The hotline can help coordinate medical referrals, emergency transportation, and legal assistance.

These benefits make the Chase Sapphire Preferred Card valuable for frequent travelers. It provides reliable coverage and peace of mind during your journeys.

Ultimate Rewards Program and Transfer Partners

The Chase Sapphire Preferred Card shines through its Chase Ultimate Rewards program. This system lets cardholders earn points on various purchases. These points can be used for travel, statement credits, or transferred to partner programs.

A key feature is the ability to transfer points to Chase’s partner programs. This includes United MileagePlus, Marriott Bonvoy, and Hyatt Gold Passport. By transferring points strategically, cardholders can often get higher value for their rewards.

Airline Partners	Hotel Partners
United MileagePlus Southwest Rapid Rewards JetBlue TrueBlue Air France/KLM Flying Blue Singapore Airlines KrisFlyer	Marriott Bonvoy Hyatt Gold Passport IHG Rewards Club Ritz-Carlton Rewards World of Hyatt

The Chase Ultimate Rewards program and its points transfer partners offer great value. Cardholders can book premium flights, get free hotel stays, and enjoy exclusive perks. This flexibility makes the Chase Sapphire Preferred Card a valuable tool for travelers.

Exclusive Cardholder Perks and Features

The Chase Sapphire Preferred Card offers a suite of exclusive benefits. These perks add value and convenience for cardholders. They include impressive rewards, travel protections, and more.

Cardholders can enjoy dining discounts and shop through a dedicated portal. These features enhance the overall experience of using the card.

DoorDash Benefits

Cardholders get a free DashPass subscription for at least one year. This provides free delivery and reduced fees on DoorDash and Caviar orders.

This perk can help offset the card’s annual fee. It also ensures easy access to many dining options.

Shop Through Chase Portal

The card gives access to the Shop Through Chase portal. Here, cardholders can earn bonus Ultimate Rewards points on eligible purchases.

A vast network of merchants participate in this program. This feature makes it easy to boost rewards on everyday spending.

Priority Pass Select Membership

Cardholders receive a free Priority Pass Select membership. This provides entry to more than 1,300 airport lounges across the globe.

This perk can greatly improve your travel experience. It offers a peaceful break from busy airports, along with refreshments and amenities.

FAQ

What is the Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card rewards frequent travelers and food lovers. It offers a sign-up bonus, travel and dining rewards, and travel protection. Cardholders enjoy insurance coverages and exclusive benefits.

What are the key benefits of the Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card offers several key benefits. These include a generous sign-up bonus and 2X points on travel and dining. It also provides flexible redemption options through Chase Ultimate Rewards.

Cardholders get primary rental car insurance and trip cancellation coverage. Additionally, they enjoy a free DoorDash DashPass subscription and Priority Pass Select membership.

How can I maximize the value of the Chase Sapphire Preferred Card?

To get the most value, use the card for all travel and dining purchases. This strategy helps you earn 2X points on these transactions. Redeem your points through the Chase travel portal or transfer to partner programs.

Take advantage of the card’s travel protection and insurance benefits. Use perks like the DoorDash DashPass subscription and Priority Pass Select membership.

What is the annual fee for the Chase Sapphire Preferred Card?

The Chase Sapphire Preferred Card comes with an annual fee of $95. However, its benefits often outweigh this cost for many cardholders. The sign-up bonus, rewards, and travel perks provide significant value.

How do I redeem Chase Ultimate Rewards points?

Chase Ultimate Rewards points can be redeemed in several ways. Book travel through the Chase portal, where points are worth 25% more. Transfer points to airline and hotel partners for potentially greater value.

You can also redeem for statement credits, gift cards, or cash back. However, these options typically offer less value per point.

What are the Chase Ultimate Rewards program’s transfer partners?

Chase Ultimate Rewards partners with various airline and hotel loyalty programs. Airline partners include United Airlines, Southwest Airlines, JetBlue, and British Airways. Hotel partners are Marriott Bonvoy, World of Hyatt, and IHG Rewards Club.

What travel protection and insurance benefits does the Chase Sapphire Preferred Card offer?

The Chase Sapphire Preferred Card offers several travel protection benefits. These include trip cancellation and interruption insurance, and primary rental car coverage. Cardholders also get travel emergency assistance, baggage delay insurance, and trip delay reimbursement.