The average Canadian household carries over $23,000 in debt, excluding mortgages. Debt has become a significant burden for many Canadians. It impacts their financial well-being and long-term goals. There’s hope for those struggling with debt. With the right strategies, you…

Canadians are turning to mobile banking and personal finance apps in droves. Over 70% now use these tools to manage their money. These digital aids have changed how people handle their finances. They offer unmatched ease and control over one’s…

Did you know only 44% of Americans can cover a $1,000 emergency with savings? This fact comes from a 2022 Bankrate survey. It shows how important an emergency fund is. Without it, financial problems can make you depend on credit…

Did you know 43% of Americans plan to take out a loan in the next year? The need for financial support is changing. Many people are now looking at online loan options. These offer flexibility and ease of use. This…

Did you know big banks might charge you monthly fees? These can range from $4 to $25. Such hidden fees can quickly eat into your savings. Being alert about these fees is key to saving and cutting down on unnecessary…

Did you know freelancers face ups and downs in their income? This can make planning your money matters tough. With a usual rate of about $20 an hour, or yearly $40,000, finding your way financially needs smart moves. It’s vital…

Did you know over 60% of Americans are looking for passive income ways? The economy is changing, and people face money struggles. So, finding ways to earn money outside of regular jobs is more important than ever. Passive income isn’t…

Over 70% of small businesses use credit cards for daily expenses. This shows how crucial the best business credit cards are. For small business owners, the right credit card is key. It affects financial management, rewards, and business credit history.…